Brewery Insurance

Home Brewer Going Commercial Insurance

A home policy won’t cover a business, and the moment you sell beer you take on product liability, equipment risk and licensing obligations.

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Example

How cover can respond in practice

A home brewer starts selling kegs to a local pub from a backyard shed. A customer becomes ill and claims against the brewer. A home policy doesn’t respond to business activity, so product liability would have been needed.

What to think about

What to think about

  • Public and product liability before first sale

  • Equipment, tanks and fit-out

  • Stock, including your first batches

  • Home-based business cover, if you start from a garage or shed

  • Landlord or council requirements

  • Liquor licensing conditions

Before you call

Questions to think about before you call

  1. 01

    Where do you brew now?

  2. 02

    When do you plan to start selling?

  3. 03

    Who will you sell to?

Brewery insurance

More brewery cover guides

FAQs

Usually only for hobby use, and often at low limits.

Possibly. We need to know the building and how it is used.

Before you sell, not after.

Small volume still carries the same legal exposure.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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