Professional Indemnity & Entity Malpractice
Protects the medical practice entity, nursing staff and clinic employees against civil liability and clinical claims.
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Specialist Insurance · Health & Allied Health
Medical Practice Insurance
Insurance for Medical Practices & Clinics
Medical practices can have a range of professional, property, equipment, employee and liability risks. We take the time to understand how your practice operates and compare suitable insurance options.
Access across leading Australian insurers and underwriting agencies, including:
Clinical Centre & Healthcare Facility Protection
Comprehensive medical facility cover, built for practice owners.
Medical centres and general practices coordinate doctors, nursing staff, administrative personnel, and continuous patient traffic. Practices face combined exposures involving facility safety, diagnostic machinery, vaccine refrigeration, and digital medical databases. We arrange insurance programs tailored to the reality of medical practice management.
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Common Covers
Core insurance covers for medical practices.
Public Liability
Protects against patient, visitor or contractor injury claims occurring anywhere in the practice or carpark.
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Covers medical facility buildings, custom fit-outs, consultation suites, records rooms and waiting areas.
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Covers specialized diagnostic instruments, ECG devices, autoclaves and vaccine refrigeration units.
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Essential protection against ransomware, My Health Record breaches, and patient database extortion.
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Protects practice revenue and ongoing staff salaries if an insured disaster temporarily forces clinic closure.
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Protects practice partners and practice managers against statutory investigations, Medicare audits and employment claims.
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Who We Help
Healthcare facilities we insure across Australia.
Common Risks
Operational risks facing medical practice facilities.
Professional Claims
Entity-level claims relating to administrative triage, nurse triage, or delayed test notification.
Patient or Visitor Injury
Falls from examination tables, slips in wet corridors or wheelchair ramp accidents.
Equipment Damage
Breakdown of sterilization autoclaves, diagnostic monitors or pathology centrifuges.
Cyber Incidents
Ransomware encryption of patient clinical databases or compromised practice email servers.
Property Damage
Fire, electrical fault, burst medical plumbing or storm damage ruining treatment rooms.
Business Interruption
Forced relocation or shutdown causing loss of doctor billings and practice fee income.
Frequently Asked Questions
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Medical practices typically require Medical Entity Malpractice / Professional Indemnity, Public Liability, Property & Contents, Medical Equipment Breakdown, Cyber Insurance, and Management Liability.
Yes. High-value diagnostic machines, autoclaves, ultrasound units, treatment beds and computer hardware can be fully covered against accidental damage, electrical breakdown and theft.
Talk to Ideal Insurance Brokers
Tell us about your medical practice and we’ll help compare suitable insurance options.