Brewery Insurance

Brewery Power Outage Insurance

Hot weather stresses cooling systems, and power outages can last longer than anyone expects. Both can damage stock and stop production without any physical damage to your building.

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Example

How cover can respond in practice

A heatwave pushes demand on the grid, and a suburb-wide outage lasts a full day. A brewery’s cool room and glycol system stop, and several batches are affected. Power failure extension and spoilage cover can respond, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Stock loss from power failure, where included

  • Refrigeration breakdown

  • Business interruption from loss of utilities

  • Equipment damaged by power surge

  • Spoilage during fermentation or storage

Before you call

Questions to think about before you call

  1. 01

    Do you have backup power or monitoring alarms?

  2. 02

    How long can your stock last without cooling?

  3. 03

    Have you had outages before?

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FAQs

Only if the policy includes off-premises utilities.

Often. Some policies need the outage to last a minimum time.

Insurers may ask about backup power.

Surge damage may be under machinery breakdown.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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