Brewery Insurance
Brewery Insurance Renewal Checklist
Renewal is the best time to check that your policy still fits. Many owners just pay the invoice and find out about the gaps later.




Example
How cover can respond in practice
A brewery doubled its stock over the year but its sum insured stayed the same. After a fire, the insurer paid only part of the loss because of underinsurance. A renewal review would have caught it.
Check before you renew
Check before you renew
Are stock levels higher or lower than last year?
Have you added a taproom, kitchen or events?
Do you have new products, such as cans, kegs or non-alcoholic lines?
Have you changed staff numbers or wages?
Have you moved, expanded or added a site?
Are sums insured based on replacement cost?
Do you still need every extension, and are you missing any?
Has your lease or loan changed its insurance requirements?
Have any claims or incidents happened that you haven’t reported?
Before you call
Questions to think about before you call
- 01
When does your policy renew?
- 02
What changed this year?
- 03
Do you have your current schedule?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Contractors and subcontractors
Apprentices and work experience
Home brewer going commercial
Tanks and fermenters
Water damage
Power outage and heatwave
Delivery vehicles
Glass and bottle breakage
Adding a cellar door or retail
Brewery insurance myths
Barrel ageing and sour programs
Coffee and soft drink lines
Live music and event nights
Dog-friendly brewery
Beer garden and rooftop
Finance and equipment loans
Key person for breweries
Renewal checklist
Collaborations and pop-ups
Investor and crowdfunding
Mobile canning
Gift packs and hampers
Community events
Weddings and functions
Hop farm and barley
Sustainability upgrades
Staff safety and workplace
Confined space and chemicals
Licensing and compliance
Brewery risk checklist
Mobile bar and cart hire
Bottle shop and retail
Beer club and subscription
Export and shipping
Trade shows and expos
Supplier failure
Lease make-good
Warehouse and cold storage
Crisis and reputation
Brewery insurance FAQ
Distillery insurance
Winery insurance
Cidery insurance
FAQs
About 6 to 8 weeks before renewal.
Your current policy, schedule and a summary of changes.
Yes, if it makes sense, we compare options.
We’ll ask the right questions.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.