Plant & Machinery
Cover that keeps your equipment earning.
From excavators to hired plant — insured for how you work.
Whether you own a small tool kit, a yard of earthmoving gear or a mixed owned-and-hired fleet, we arrange plant and machinery cover around where the equipment sits, how it moves and what a downtime claim would actually cost.
The Problem
Plant risk does not stay in the yard
Theft from site, transit damage, wet hire disputes and underinsured replacement values are where plant claims fail. A generic business pack often excludes hired-in plant, limits cover to the depot, or pays market value when you need reinstatement to keep a job running.
Ideal Insurance Brokers reviews what you own, what you hire and where it works then compares 220+ insurer markets that understand Australian plant and machinery risk.
220+
Insurer markets
98%
Claims success focus
1
Dedicated adviser
What We Arrange
Cover built around the gear
Owned plant, hired-in equipment, tools and transit reviewed together so a site theft or breakdown is not left to a gap between policies.
- 01
Owned plant & machinery
Excavators, loaders, cranes, generators, compressors and specialist plant covered for accidental damage, fire, theft and malicious damage on site, in the yard and in transit.
- 02
Hired-in plant
Wet and dry hire exposures arranged so you are not relying only on the hire company's cover when damage or loss occurs under your control.
- 03
Tools, attachments & accessories
Portable tools, buckets, attachments and site equipment covered for the theft and damage risks that hit active worksites and workshops.
- 04
Breakdown & interruption options
Where available — machinery breakdown and business interruption extensions so a critical unit offline does not stall the whole job.
How We Help
Built for contractors and equipment owners
A single excavator operator does not need the same program as a multi-site plant hire yard. Your cover reflects how the gear is owned, hired and deployed.
01
Schedule & values review
We check serial lists, replacement costs and hire agreements so sums insured and hired-in limits match what is actually on the ground.
02
Site, yard and transit clarity
We map where plant lives and moves depot, site compound, float or public road — so cover is not limited to the wrong location when a claim hits.
03
Claims advocacy
When plant is stolen or damaged, your dedicated adviser manages the claim and keeps replacement and hire costs moving not a call-centre queue.
Next Step
Ready for cover that matches the equipment? We'll review your plant & machinery insurance.
Tell us what you own, what you hire and where it works. We'll compare specialist markets and come back with options that keep the gear earning.