Bar and Nightclub Insurance
Bar and Nightclub Insurance
Late hours, crowds and alcohol mean higher liability risk. Many insurers are cautious here, so a broker who knows who writes this business is useful.
Example
How cover can respond in practice
A guest is hurt when a barstool falls during a busy night and claims against the venue. Public liability may respond to legal costs and compensation, subject to terms.
What it can cover
Cover we commonly review with you
Stock and liquor
Glass and signage
Business interruption
Public and liquor liability
Assault and battery extension, where available
Theft and malicious damage
Workers’ compensation
Management liability
Before you call
Questions to think about before you call
- 01
What hours do you trade?
- 02
What capacity does the venue have?
- 03
Do you use licensed security?
- 04
Do you hold events or ticketed nights?
Related pages
Other craft beverage and venue cover
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Some insurers avoid late-trading venues. We know which ones will quote.
Yes. Licensed security and good incident records can help your terms.
Their equipment usually isn’t unless arranged separately. We can discuss it.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.