Brewery Insurance

Brewery Coffee and Soft Drink Insurance

Many breweries now add cold brew, kombucha, soda or alcohol-free beer. These lines bring in new equipment, new ingredients and new product liability exposure.

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Example

How cover can respond in practice

A batch of kombucha is bottled with a fault and several customers report becoming unwell. Product liability can respond to claims, subject to policy terms and the product being declared.

What it can cover

Cover we commonly review with you

  • Coffee machines, grinders and kegs

  • Stock for each product line

  • Product liability for non-alcoholic products

  • Allergen-related claims, where relevant

  • Refrigeration and spoilage

  • Business interruption if production stops

Before you call

Questions to think about before you call

  1. 01

    What new products are you making?

  2. 02

    Where do you sell them?

  3. 03

    Do you make them at the same site?

Brewery insurance

More brewery cover guides

FAQs

Yes. Undeclared products can cause trouble at claim time.

Insurers may treat it differently, especially around fermentation and alcohol content.

Possibly, depending on volume and distribution.

Clear labelling and processes help.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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