Brewery Insurance

Brewery Expansion Insurance

Many breweries start as production only and add a taproom, then a kitchen or shop. Each step changes the risk, and the policy has to change with it.

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Example

How cover can respond in practice

A production-only brewery adds a kitchen and opens to the public, but the policy still shows production use only. After a customer is injured, the insurer questions whether the change was declared. Updating the policy first would have avoided it.

What may change

What may change

  • Public and liquor liability once customers are on site

  • Fire risk with a commercial kitchen

  • Stock for food, merchandise and retail

  • Glass and fit-out cover

  • Workers’ compensation for new staff

  • Business interruption figures

  • Landlord and council conditions

Before you call

Questions to think about before you call

  1. 01

    What are you adding and when?

  2. 02

    Who is doing the building work?

  3. 03

    Will you hire more staff?

Brewery insurance

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FAQs

Yes. Ideally before the building work starts.

Only if it’s arranged.

Maybe, but check they will cover the new risk.

Probably, because the risk is larger.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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