Winery Insurance
Winery Insurance
A winery’s year can come down to one vintage. Frost, smoke, fire or a cooling failure at the wrong time can wipe out months of work. Winery insurance should reflect that.
Example
How cover can respond in practice
During vintage, a cooling system on a fermentation tank fails overnight. The wine in the tank is spoiled. Stock cover with a breakdown extension can help with the lost wine, and machinery breakdown covers the repair, subject to policy terms.
What it can cover
Cover we commonly review with you
Wine stock in tanks, barrels, bottles and cartons
Storm, hail, flood and fire
Smoke and air quality issues, where available
Machinery breakdown and refrigeration failure
Business interruption
Cellar door, restaurant and event liability
Product and public liability
Goods in transit
Before you call
Questions to think about before you call
- 01
Do you crush on site or send grapes elsewhere?
- 02
What is your stock value at peak, just after vintage?
- 03
Do you run a cellar door, restaurant or events?
- 04
How is your wine stored and cooled?
Related pages
Other craft beverage and venue cover
FAQs
Some policies address it, many don’t. We check the wording before you rely on it.
Crop cover is separate from winery property cover. We can discuss both.
Yes, if you tell us about them so the policy matches.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au