Brewery Insurance

Brewery Lease Insurance Requirements

Most commercial leases include insurance requirements, and breweries tend to get a closer look because of fire, water and alcohol. Signing without checking can leave you in breach on day one.

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Example

How cover can respond in practice

A brewery signs a lease that requires a minimum liability limit, but its existing policy is lower. The landlord sends a breach notice. A broker reviewing the lease before signing would have picked this up.

What landlords commonly ask for

What landlords commonly ask for

  • Public liability at a set minimum, often $10 million or more

  • Cover for tenant improvements and fit-out

  • Glass cover

  • Certificates of currency before you move in

  • The landlord noted as an interested party

  • Cover for damage you cause to the building

Before you call

Questions to think about before you call

  1. 01

    Do you have the lease or the heads of agreement?

  2. 02

    Who is responsible for the fit-out?

  3. 03

    Does the lease mention make good or reinstatement?

Brewery insurance

More brewery cover guides

FAQs

Yes. We review the insurance clauses and tell you what you need.

Usually the landlord. You insure what you bring in and what you are responsible for.

The landlord is named on the policy so they are notified of changes or cancellation.

Usually the same day.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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