Brewery Insurance

Brewery Stock Spoilage and Refrigeration Cover

Beer is sensitive to temperature, and losing power or cooling can ruin stock without any visible damage. This cover is often missing from basic policies.

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Example

How cover can respond in practice

A power outage in the area lasts longer than expected and the glycol system stops. Fermenting beer rises above safe temperature and a batch is lost. Spoilage cover with power failure extension can help, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Beer lost because a cool room or glycol system fails

  • Loss from power outage on or off premises, where included

  • Spoilage during fermentation or conditioning, depending on cause

  • Contaminated stock, in certain circumstances

  • Disposal costs for spoiled stock

Before you call

Questions to think about before you call

  1. 01

    Do you monitor temperatures and keep logs?

  2. 02

    Do you have alarms or a backup power source?

  3. 03

    What is the value of beer in tanks at peak?

Brewery insurance

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FAQs

Usually not. Human error in the process is commonly excluded.

Some policies have a minimum time. We check this.

It can, and some insurers ask about it.

Temperature logs help a great deal.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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