Prime Mover Insurance
Prime Mover Insurance for NSW Operators
The truck that keeps your business moving — cover that matches how you use it.
A prime mover may pull different trailers, run interstate or work under contract. We look at the truck, drivers, radius and freight before comparing suitable options from 100+ insurer markets. Get a quote or call 02 8660 2305.
Access across leading Australian insurers and underwriting agencies, including:
Prime Mover vs Trailer
The truck and the trailer are not always on one policy.
Prime mover cover focuses on the powered unit. Trailers may need to be declared separately or on trailer cover, depending on ownership and the wording. Cover always depends on the policy — we explain what may and may not be included before you buy.
100+
Insurer Markets
5.0
Google Review Rating
Covers to Consider
Prime mover cover options to discuss.
Third-party property damage
Trailer cover
Goods in transit
Agreed value options
Related truck guide
Who We Insure
Prime mover operators we support.
Premium Factors
What can affect prime mover premiums.
Radius and routes
Freight type
Drivers
Claims history
How It Works
Compare, arrange, then claim with us.
Internal Links
Related transport pages.
Frequently Asked Questions
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Not always. Some policies may include a trailer; others need separate trailer cover. It depends on ownership, how the combination is declared, and the policy wording. Trailer insurance
It can. Insurers often ask about radius, routes and overnight locations. Declare interstate work so the policy matches how you operate.
Some insurers may offer agreed value on a prime mover; others use market value. Availability depends on the vehicle, age and insurer.
Common factors include the truck’s value, drivers, claims history, operating radius, freight type and the cover options you choose. We compare suitable markets and explain what is driving the premium.
Often yes, subject to insurer rules on age, experience and licence history. Tell us about any new or young drivers before they take the wheel.
Get a prime mover insurance quote
Free policy review: send us your current schedule and we’ll check it for gaps. Prefer to talk? Call 02 8660 2305.