Brewery Insurance
Brewery Fire Insurance
Breweries have heat, gas, steam, electrical equipment and often a lot of cardboard and packaging. A fire can wipe out the entire operation.




Example
How cover can respond in practice
A contractor welding a tank causes sparks that ignite packaging stored nearby. Fire cover applies for the damage, but the insurer will ask if hot works conditions were followed, so these matter.
What it can cover
Cover we commonly review with you
Plant, tanks and equipment
Stock and packaging
Fire fighting costs and debris removal
Smoke and water damage
Business interruption after a fire
Hot works, such as welding, by you or contractors
Before you call
Questions to think about before you call
- 01
Do you or contractors do welding on site?
- 02
How is gas stored and supplied?
- 03
What fire safety do you have?
- 04
Do you lease or own the building?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
Welding, cutting, grinding or anything that makes sparks or heat. Insurers often require permits and fire watches.
Usually only the building. Your equipment and stock need your own cover.
Yes. Fire protection can help with terms.
Insurers may ask about gas storage and installation.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au