Distillery Insurance
Distillery Insurance
Spirits are a different risk to beer. You are working with high-proof alcohol, heat and flammable vapour, and your stock gets more valuable the longer it sits. We arrange distillery insurance built around that.
Example
How cover can respond in practice
A distillery has an electrical fault in a pump room. A small fire damages the still and smoke affects barrels stored nearby. Property cover handles the equipment, stock cover handles the affected barrels, and business interruption helps while production is stopped, subject to policy terms.
What it can cover
Cover we commonly review with you
Spirits stock, including ageing stock in barrels
Fire and explosion, including hot works and electrical faults
Machinery breakdown
Business interruption and loss of income
Product, public and liquor liability
Cellar door and tasting room cover
Goods in transit
Before you call
Questions to think about before you call
- 01
What is the value of your stock, including barrels?
- 02
How much alcohol do you store on site, and how?
- 03
Do you have fire detection or suppression?
- 04
Do you sell to the public from the distillery?
Related pages
Other craft beverage and venue cover
FAQs
They can be, but the sum insured needs to reflect their real value. Ageing stock is often underinsured.
Insurers will ask about storage, ventilation and fire protection. Better controls can help with terms.
Not a separate one, but the policy must show that you serve customers on site.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au