Brewery Insurance

Brewery Beer Garden and Rooftop Insurance

Outdoor areas are popular but exposed. Weather, falls, heating and structures all add risk.

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Example

How cover can respond in practice

A strong gust of wind lifts a large umbrella and injures a patron. Public liability can respond to the injury claim, and property cover may respond to the damaged furniture, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Outdoor furniture, umbrellas and heaters

  • Structures such as pergolas and marquees

  • Public liability for outdoor patrons

  • Storm and wind damage

  • Falls from height and balcony risk, which insurers may ask about

  • Fire risk from heaters and fire pits

Before you call

Questions to think about before you call

  1. 01

    What outdoor areas do you have?

  2. 02

    What heating or cooking is used outside?

  3. 03

    How many patrons can it hold?

Brewery insurance

More brewery cover guides

FAQs

Insurers may ask for conditions or exclude fire pits.

It needs to be declared. Insurers look at access, barriers and capacity.

Only if declared and often with limits.

Check who is responsible for it in your lease.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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