Contract Works
Cover that protects the project through to completion.
From materials on site to practical completion insured properly.
Whether you are a builder, trade contractor, project manager or principal arranging cover for a job, we set up contract works insurance around the project value, the site risks and the clauses in the head contract.
The Problem
Project risk does not wait until the keys are handed over
Materials, unfinished works and temporary structures sit exposed to storm, fire, theft, vandalism and damage by subcontractors long before practical completion. Annual liability policies alone rarely cover the full contract works risk a principal expects.
Ideal Insurance Brokers reviews the contract sum, the construction method and the site conditions, then compares 220+ insurer markets that understand Australian construction projects.
220+
Insurer markets
98%
Claims success focus
1
Dedicated adviser
What We Arrange
Cover for the life of the works
Works-in-progress, materials, plant and liability coordinated for the project so damage on site is not left to a gap between policies.
- 01
Works & materials
Contract works, materials delivered to site and temporary works covered against fire, storm, water, impact, theft and malicious damage through to practical completion.
- 02
Existing structures & surrounding property
Where the job involves alterations or extensions, cover can be arranged for damage to existing buildings and neighbouring property arising from the works.
- 03
Plant, tools & site huts
Owned and hired plant, site facilities and construction equipment covered for the risks that hit active job sites.
- 04
Principal & contractor requirements
Policies and certificates arranged to meet head-contract insurance clauses including named principals, cross liability and waiver of subrogation where required.
How We Help
Built for builders, contractors and principals
A residential renovation does not carry the same risk as a multi-storey commercial build. Your contract works cover reflects the project not a generic construction template.
01
Contract & tender review
We check the insurance schedules in head contracts and tenders so sums insured, periods of cover and endorsements match what the principal requires.
02
Single-project or annual programs
One-off jobs or a steady pipeline of contracts we arrange project-specific cover or an annual contract works program that fits how you tender.
03
Claims advocacy
When site damage or theft threatens completion dates, your dedicated adviser manages the claim so reinstatement and cash flow stay on track.
Next Step
Ready for cover that matches the project? We'll review your contract works insurance.
Tell us about the contract sum, the site and the principal requirements. We'll compare specialist markets and come back with options that fit the job.