Building under construction — contract works insurance

Contract Works Insurance

Insurance for building and construction projects

Construction projects change every day. Materials arrive, work progresses and different contractors are involved. If something goes wrong before the project is finished, the costs can add up quickly.

Contract Works Insurance can cover certain insured loss or damage during construction, depending on the policy.

We look at your project and how the work is being carried out before comparing suitable options.

Insurance Business 2025 Top BrokerageInsurance Business 2025 Fast Brokerage

Access across leading Australian insurers and underwriting agencies, including:

360 UnderwritingAG GuardAgile UnderwritingAIGAllianzATC InsuranceATLBerkley InsuranceBlue ZebraBrooklyn UnderwritingChubbClub MarineDUAL AustraliaGardGT InsuranceHMIAHollardIALInsuring AmbitionJUA UnderwritingMiramar UnderwritingMITTINTIPEN UnderwritingQBESURAVeroWoodina UnderwritingZurich
Building and construction project under way — Contract Works Insurance

Project value, construction period, site location and contract requirements reviewed together.

What We Look At

Every project is different. We look at what matters.

Every project is different. We may consider:

Project value
Construction period
Location
Type of work
Existing structures
Contractors and subcontractors
Contract requirements

This helps us understand the project before comparing suitable options.

When the Project Changes

Projects don't always finish on the original date or stay within the original scope. If the construction period is extended, the project value increases or the work changes, let us know. Your insurance may need to be reviewed.

Who Is This For?

Who Is Contract Works Insurance For?

Contract Works Insurance can be relevant to:

The insurance you need will depend on the project, scope of works and contract arrangements.

Project Risks

What Can Go Wrong?

A project can be affected by fire, storm damage, theft or accidental damage while the work is underway. Depending on the policy, Contract Works Insurance may cover certain loss or damage to the works, materials and other insured property. The cover depends on the project and policy terms.

  • Fire Damage

  • Storm & Weather Damage

  • Theft & Malicious Damage

  • Accidental Damage

Let’s Talk About Your Project

Tell us what you're building, the project value and how long the work is expected to take. We'll review your requirements and help you compare suitable Contract Works Insurance options.

Speak With a Broker