Brewery Insurance

Start-Up Brewery Insurance

Opening a brewery means signing a lease, buying equipment and getting licences, often before you’ve sold a drop. Insurance should be sorted before the first batch, not after.

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Example

How cover can respond in practice

A new brewery is in the middle of installing its tanks when one is dropped and damaged. Cover for equipment during installation and transit may apply, if it was arranged beforehand.

What you should think about

Cover to sort before the first batch

  • Public liability, often required by the landlord and council

  • Fit-out and equipment, including while being installed

  • Stock from the first brew

  • Product liability before you sell

  • Business interruption, once you’re trading

  • Workers’ compensation if you hire staff

  • Liquor liability if you open a taproom

Before you call

Questions to think about before you call

  1. 01

    When do you plan to open?

  2. 02

    What is your equipment budget?

  3. 03

    Are you leasing or buying a site?

  4. 04

    Will you have a taproom?

Brewery insurance

More brewery cover guides

FAQs

Often yes, though the policy may need to be updated once you’re approved.

No. We help you prioritise.

Having no claims history can limit some options, but a broker can help find insurers who write start-ups.

Usually a certificate for public liability. We can provide it.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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