Brewery Insurance

Yes. A basic business pack usually won’t deal with contamination, tank and refrigeration failure, product recall or serving alcohol to the public. Breweries need a policy built around production and hospitality together.

Yes. Selling direct doesn’t remove the risk. If someone claims your beer made them ill, you are the one responsible. See our product liability page for more detail.

It can, depending on the cause. Stock cover can include loss from refrigeration breakdown, power failure and certain contamination events. Some causes, such as a brewing error, are commonly excluded, so it is worth checking the wording with us.

Recall cover is available from some insurers as an extension. It can help with the costs of withdrawing and replacing affected product. We can tell you what is available for your size of operation.

Yes, but the policy needs to reflect it. If you have live music, events, food or longer trading hours, tell us up front so the cover matches how you really operate.

Contract brewers and brewers using another brewery’s equipment have different risks around stock, liability and who owns what. We can arrange cover that fits that arrangement.

Kegs in circulation can be covered, but insurers treat them differently from kegs on your premises. Give us a rough count and how they are tracked and we will arrange the right cover.

It depends on your turnover, the value of your equipment and stock, whether you have a taproom, your claims history and the limits you choose. We get quotes from multiple insurers so you can compare.

Yes. We arrange brewery insurance Australia wide. We’re based in Norwest and work with breweries across the country.