Brewery Insurance
Brewpub Insurance
A brewpub is a brewery, a restaurant and a pub all in one. The policy has to cover production, a commercial kitchen, a bar and customers, and many standard policies handle only one of those well.




Example
How cover can respond in practice
A grease fire in the kitchen spreads to the dining room. The kitchen and fit-out are damaged and the venue shuts for weeks. Fire cover handles repairs, and business interruption helps with lost trade, subject to policy terms.
What it can cover
Cover we commonly review with you
Commercial kitchen equipment
Stock, including beer, food and liquor
Food spoilage and refrigeration breakdown
Public, product and liquor liability
Fire, including kitchen fires
Business interruption
Glass, signage and theft
Workers’ compensation
Before you call
Questions to think about before you call
- 01
How much of your income is food, beer and other drinks?
- 02
What cooking equipment do you have?
- 03
What hours do you trade?
- 04
Do you host events?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
No. We combine both in one placed policy.
Yes. Cooking raises fire risk and adds food product liability.
Insurers often ask for evidence of regular cleaning.
Not usually, but declare it.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au