Brewery Insurance

Brewpub Insurance

A brewpub is a brewery, a restaurant and a pub all in one. The policy has to cover production, a commercial kitchen, a bar and customers, and many standard policies handle only one of those well.

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Example

How cover can respond in practice

A grease fire in the kitchen spreads to the dining room. The kitchen and fit-out are damaged and the venue shuts for weeks. Fire cover handles repairs, and business interruption helps with lost trade, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Brewing equipment and tanks

  • Commercial kitchen equipment

  • Stock, including beer, food and liquor

  • Food spoilage and refrigeration breakdown

  • Public, product and liquor liability

  • Fire, including kitchen fires

  • Business interruption

  • Glass, signage and theft

  • Workers’ compensation

Before you call

Questions to think about before you call

  1. 01

    How much of your income is food, beer and other drinks?

  2. 02

    What cooking equipment do you have?

  3. 03

    What hours do you trade?

  4. 04

    Do you host events?

FAQs

No. We combine both in one placed policy.

Yes. Cooking raises fire risk and adds food product liability.

Insurers often ask for evidence of regular cleaning.

Not usually, but declare it.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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