Professional Indemnity
Covers legal defense costs and damages if an owner alleges negligent tenant vetting, inspection failure or maintenance oversight.
Specialist Insurance · Property & Real Estate
Property Management Insurance
Insurance for Property Managers & Property Management Businesses
Property managers handle properties, tenants, owners and contractors and can face professional, liability and cyber risks. At Ideal Insurance Brokers, we look at your business operations and compare suitable insurance options.
Access across leading Australian insurers and underwriting agencies, including:
Tenancy & Lease Management Protection
Managing landlords, tenants & maintenance, backed by specialist coverage.
Property managers shoulder significant daily responsibilities: screening tenants, organising urgent repairs with trades, conducting condition reports, and managing rental trust accounts. If a maintenance delay leads to tenant injury or property damage, the property manager is often held accountable. We protect your business.
100+
Underwriters
98%
Claims Success Rate
15-25%
Premium Savings
4.9
Google Review Rating
Common Covers
Key covers for property management businesses.
Public Liability
Protects your management business against claims for third-party injury or property damage during tenancy inspections or client visits.
Cyber Insurance
Protects tenant ID records, banking details and trust account communications from phishing and ransomware attacks.
Management Liability
Protects business owners and managers against statutory employment claims, regulatory fines and corporate disputes.
Business Insurance
Covers office fit-out, computing systems, files and business interruption overheads.
Contents
Covers management office equipment, keys, mobile devices and inspection tablets against damage or theft.
Common Risks
Risks confronting property managers.
Professional Errors
Failure to log maintenance requests promptly, leading to severe tenant injury or water damage.
Client Disputes
Landlords claiming compensation for rent arrears, tenant damage or flawed condition reports.
Tenant-Related Issues
Tribunal disputes, unlawful eviction allegations or security deposit discrepancies.
Cyber Incidents & Trust Fraud
Phishing emails redirecting rental payments or vendor trade maintenance payouts.
Property Damage
Accidental damage occurring during routine property walkthroughs or key handover.
Employee Claims
Staff fatigue, workplace injury or unfair dismissal disputes within the property team.
Frequently Asked Questions
Yes. Professional Indemnity protects against claims by landlords or tenants alleging that errors, delays in maintenance, or failures in duty of care caused financial loss or injury.
No. The property owner must take out landlord or commercial building insurance to cover the physical building. Property Management Insurance specifically protects the management company, its staff, and its operational liabilities.
Talk to Ideal Insurance Brokers
Tell us about your property management business and we’ll help review your insurance.