Brewery Insurance
Brewery Machinery Breakdown Insurance
A brewery runs on pumps, motors, controls and chillers. When one fails, production often stops completely, and parts can take weeks to arrive.




Example
How cover can respond in practice
A control panel on a brewhouse fails after a power surge. The part is imported and takes three weeks. Machinery breakdown covers the repair, and business interruption helps with income during the stoppage, subject to policy terms.
What it can cover
Cover we commonly review with you
Glycol chillers and cooling systems
Pumps, motors and compressors
Canning and bottling lines
Boilers and steam equipment
Cool room refrigeration
Repair or replacement costs
Expediting and freight costs, where included
Loss of income while repairs are done
Before you call
Questions to think about before you call
- 01
What key machines do you rely on?
- 02
How old are they?
- 03
Do you have service agreements?
- 04
How long would you be down if one failed?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
Not usually. Mechanical and electrical breakdown is generally a separate cover.
Normal wear and tear is excluded. A sudden failure is the type of event this covers.
Insurers like to see them, and they can matter at claim time.
It affects how long a repair takes, which matters for your indemnity period.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au