Brewery Insurance

Brewery Barrel Ageing Insurance

Barrel-aged and sour beers sit for months or years before they sell. That ties up a lot of value in one place, and the longer it sits, the more it is worth and the more there is to lose.

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Example

How cover can respond in practice

A brewery stores 60 barrels of ageing beer in a rented warehouse. A fire damages the building and the barrels are lost. If the stock was valued at its real worth and the warehouse was declared on the policy, a claim can respond, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Barrels and racking

  • Beer ageing in barrels, as stock

  • Fire, storm and water damage

  • Spoilage from temperature failure, where included

  • Stock at off-site storage

  • Business interruption, including delayed releases

Before you call

Questions to think about before you call

  1. 01

    How many barrels do you hold and where?

  2. 02

    How long does beer sit before release?

  3. 03

    Is the sour program kept in a separate area?

Brewery insurance

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FAQs

Often by cost to produce plus time, or expected sale value. We help you work out a sensible figure.

Yes, which is why insurers ask about separation from clean production.

Only if declared.

Barrels can be insured as equipment or stock. Make sure they sit somewhere covered.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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