Brewery Insurance
Brewery Storm and Flood Insurance
Storm damage can strike a brewery in different ways: roof leaks onto stock, flooded floors in a cool room, hail on solar panels, or a power cut that ruins a batch.
Example
How cover can respond in practice
A heavy storm floods a brewery’s ground floor. Water damages stock, packaging and electrical equipment, and the brewery closes for two weeks. Storm and flood cover, with business interruption, can help, subject to policy terms.
What it can cover
Cover we commonly review with you
Water damage to equipment and stock
Flood, where included
Debris removal and clean up
Business interruption after a weather event
Spoilage from weather-related power loss
Before you call
Questions to think about before you call
- 01
Has your site flooded before?
- 02
Do you keep stock at floor level?
- 03
Do you have outdoor tanks or seating?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
No. It is sometimes excluded or optional. Check your policy.
Insurers define them differently, and it matters at claim time.
Yes. Flood-prone sites can face higher premiums or restrictions.
Tanks, signage and outdoor seating may need to be declared.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au