Professional Indemnity
Cover that stands behind your advice.
From client contracts to claim defence — PI arranged properly.
Whether you give advice, design, certify, consult or manage projects for clients, we arrange professional indemnity cover that matches the services you sell and the contracts you sign.
The Problem
One allegation can cost more than years of fees
Professional indemnity is often bought only because a client or tender requires it then left untouched until renewal. Limits, retroactive dates, exclusions and defence costs wording can leave a firm exposed the moment a client alleges negligence, error or omission.
Ideal Insurance Brokers reviews your scope of services and client contracts, then compares 220+ insurer markets that understand professional risk — so your PI actually matches how you work.
220+
Insurer markets
98%
Claims success focus
1
Dedicated adviser
What We Arrange
Professional indemnity done properly
Advice, design and service liability arranged with the limits, retroactive cover and extensions your clients and regulators expect.
- 01
Civil liability for advice & services
Cover for claims arising from negligent advice, errors, omissions or breach of professional duty including legal defence costs when allegations are made.
- 02
Limits & retroactive dates
Policy limits and retroactive cover set to match client contracts, project values and how long you have been delivering similar services.
- 03
Contract & tender requirements
Wording and certificates arranged so you can satisfy principal-required PI clauses without over-buying limits you will never use.
- 04
Extensions that matter
Where needed — continuous cover, outgoing principals, consultants, joint ventures and fidelity extensions reviewed against how your firm actually operates.
How We Help
Built for fee-for-service businesses
A designer's PI needs look nothing like a management consultant's. Your cover reflects the advice you give not a generic professional class.
01
Engagement letter review
We check the insurance and indemnity clauses in your proposals and client agreements so PI limits and exclusions align with what you have promised to deliver.
02
Scope & exclusion clarity
We map your services against policy exclusions so you know what is covered before a claim, not after.
03
Claims advocacy
When a client alleges negligence, your dedicated adviser coordinates notification, defence and settlement discussions not a call-centre queue.
Next Step
Ready for PI that matches your practice? We'll review your professional indemnity.
Tell us about your services, your clients and the contracts you sign. We'll compare specialist markets and come back with options that fit the way you advise.