Brewery Insurance

Contract Brewing Insurance

If you make beer on someone else’s equipment, or someone brews it for you, the risk gets complicated. Who owns the stock? Who is liable if something goes wrong? Whose policy responds?

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Example

How cover can respond in practice

A gypsy brewer has a batch fermenting at a host brewery when a tank fails and the beer is lost. The host’s policy might not cover the gypsy brewer’s stock. Stock cover on the gypsy brewer’s own policy, with the right location and extension, may respond, subject to terms.

What it can cover

Cover we commonly review with you

  • Your stock while it is stored at another brewery

  • Product liability for beer sold under your brand

  • Recall cover, where available

  • Goods in transit between sites

  • Public liability for your own activities

  • Cover for your recipes, packaging and labels

  • Business interruption if a host brewery fails

Before you call

Questions to think about before you call

  1. 01

    Where is your beer brewed and stored?

  2. 02

    Who owns the stock at each stage?

  3. 03

    Do you have a written agreement with the host?

  4. 04

    Who handles packaging and delivery?

Brewery insurance

More brewery cover guides

FAQs

Often not. Check the contract and ask for it in writing.

It depends on the agreement. Product liability on your brand name is usually your problem.

Sometimes, but we usually recommend your own.

Yes. It helps both the host and the insurer.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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