Brewery Insurance

Brewery Contractors Insurance

Breweries bring in electricians, welders, refrigeration techs, cleaners, graphic designers and casual brewers. If one of them is hurt or causes damage, the question of who pays can get messy.

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Example

How cover can respond in practice

A refrigeration contractor leaves a valve open and a cool room floods, damaging stock. The contractor’s public liability should respond, but if they have none, you may be left chasing the loss. Checking their insurance first would have avoided it.

What to look at

What to look at

  • Whether the contractor holds their own public liability

  • Whether they carry workers’ compensation or income protection

  • Whether they are genuinely independent or count as employees

  • Your own liability for work done on your site

  • Certificates of currency before work starts

Before you call

Questions to think about before you call

  1. 01

    Who regularly works at your site that isn’t an employee?

  2. 02

    Do you ask for certificates?

  3. 03

    Do you have written contractor agreements?

Brewery insurance

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FAQs

For any significant work, yes. Keep a copy on file.

It depends on whether they are an employee or independent. Get advice before it happens.

Not automatically. Your policy may respond, then recover from them.

Not necessarily. The label doesn’t decide it. The working arrangement does.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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