Public Liability Insurance
Covers legal costs and compensation if a customer or third party suffers injury or property damage due to your business activities.
Motor Trade Insurance
Mechanic Insurance
Specialised cover for auto repair shops and mechanic businesses.
Mechanic Insurance — or Motor Trade Insurance — protects auto repair businesses via covers such as commercial property, public liability, business interruption and customer’s vehicle insurance. Ideal Insurance Brokers can provide tailored coverage to support your auto shop’s success and longevity.
Access across leading Australian insurers and underwriting agencies, including:
Mechanics & Auto Repair in Australia
Australia keeps moving because of mechanics. Your workshop needs the right cover.
Mechanics keep private drivers, businesses and emergency services on the road. Ideal Insurance Brokers understands workshop risks — from customer vehicles in your care to tools, premises and liability when visitors are on site.
100+
Underwriters
98%
Claims Success Rate
15–25%
Premium Savings
4.9
Google Review Rating
Essential Covers
Insurance every mechanic should consider.
Commercial Property Insurance
Protects your workshop, tools, equipment and stock against fire, theft or vandalism.
Business Interruption Insurance
Helps cover lost income and ongoing expenses if your shop is temporarily closed due to an insured event.
Customer’s Vehicle Insurance
Covers customer vehicles left in your care for repair or servicing against damage or loss while in your possession.
Who We Insure
Cover for auto repair and mechanic businesses.
Business Realities
Challenges mechanic cover helps you face.
Competition
Many auto shops can operate in the same region, making loyalty and reputation critical.
Compliance
Environmental standards, WHS rules and licensing requirements must stay current.
Skilled Staff
Finding and retaining qualified technicians can be difficult.
Technological Advancement
Modern vehicles require ongoing training and investment in diagnostic tools.
Why It Matters
Protection for workshops that keep Australia moving.
- 01
Welcome Customers Safely
Public liability is crucial when customers and visitors enter your premises.
- 02
Protect Workshop Assets
Property cover helps safeguard tools, equipment, stock and fit-out.
- 03
Cover Vehicles in Your Care
Customer’s vehicle cover is essential if a car is damaged while in your possession.
- 04
Keep Cash Flow Resilient
Business interruption can help if an insured event forces a temporary close.
Getting Covered
Simple steps to mechanic insurance.
Why Ideal
Best auto repair shop insurance advice for mechanics.
- 01
Motor Trade Understanding
We know workshop risks — customer vehicles, tools and premises.
- 02
Tailored Policies
Cover shaped to your auto shop, not a generic package.
- 03
Wide Market Access
Compare options for better value and fit.
- 04
Clear Next Steps
Get a tailored mechanic insurance quote today.
Frequently Asked Questions
Most auto repair shops consider public liability, commercial property, business interruption and customer’s vehicle (care, custody and control) insurance.
It covers customer vehicles left in your care for repair or servicing against damage or loss while in your possession — a critical cover for workshops.
It helps cover legal costs and compensation if a customer or visitor is injured on your premises or their property is damaged due to your business activities.
Contact Ideal Insurance Brokers for a tailored auto repair shop insurance quote.
See how much your Mechanic Insurance could cost you today.
Compare quotes with brokers who understand Australian motor trade risk.