Brewery Insurance
Selling a Brewery Insurance Checklist
Selling or buying a brewery means insurance needs to be handled carefully. Cover can lapse, claims can be disputed, and the buyer will often ask for proof of what has been in place.




For buyers
For buyers
- Arrange cover from the day you take over
- Check the sums insured against the sale price
- Review the existing policy for gaps
- Make sure licences and permits are matched on the policy
Example
How cover can respond in practice
A brewery sells on 1 July, but the seller cancels their policy on 30 June. A fire on 2 July occurs before the buyer’s cover starts. The buyer carries the loss. Aligning dates would have avoided this.
For sellers
For sellers
Provide claims history to the buyer
Check run-off cover for past work, such as product liability
Update stock and equipment values for the sale
Before you call
Questions to think about before you call
- 01
When is settlement?
- 02
Is it a share or asset sale?
- 03
Are there any open claims?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
Usually not. The buyer needs their own.
You might need run-off or discontinued products cover for past products.
Yes. We review insurance and claims history.
Stock values should be agreed and insured.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au