Brewery Insurance

Brewery Insurance Risk Checklist

Use this to spot gaps. If you tick “no” or “not sure” to any of them, it is worth a conversation.

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Income, people and other

Income, people and other

  • Is business interruption set up with a realistic indemnity period?
  • Would you survive a long equipment lead time?
  • Is workers’ compensation up to date with correct wages?
  • Do contractors hold their own cover?
  • Is management liability in place?
  • Do you have cyber cover for online sales?
  • Does the lease or loan have insurance requirements you have met?
  • Has the policy been reviewed in the last 12 months?

Property, stock and liability

Property, stock and liability

  • Are tanks, brewhouse and packaging lines insured at replacement value?

  • Is machinery breakdown cover in place?

  • Are kegs, barrels and signage included?

  • Does stock cover include refrigeration and power failure?

  • Is peak stock value reflected in the sum insured?

  • Is stock covered in transit and off site?

  • Do you hold public, product and liquor liability?

  • Is recall cover available and considered?

  • Are events, tours and taproom activities declared?

Before you call

Questions to think about before you call

  1. 01

    Which boxes did you tick “no” or “not sure”?

  2. 02

    What has changed since your last review?

Brewery insurance

More brewery cover guides

FAQs

Usually a short call, plus time to look at your documents.

No. We tell you which matter for your business.

Yes, with no obligation.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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