Brewery Insurance

Brewery Hop and Grain Storage Insurance

Raw materials are a big part of your cash outlay, especially if you buy hops in bulk or pre-order a season’s supply. They are exposed to fire, water, pests and temperature.

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Example

How cover can respond in practice

A brewery stores pelletised hops in a cold room that fails. The hops are ruined. Stock cover with a refrigeration extension can respond, subject to policy terms.

What it can cover

Cover we commonly review with you

  • Malt, grain, hops and yeast as stock

  • Loss from fire, flood and storm

  • Spoilage from cold storage failure (for hops and yeast)

  • Stock held at off-site storage or a warehouse

  • Stock in transit from suppliers

Before you call

Questions to think about before you call

  1. 01

    How much raw material do you hold at peak?

  2. 02

    Where is it stored?

  3. 03

    Do you buy in bulk or on contract?

Brewery insurance

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FAQs

Possibly, once ownership passes to you. Check with us.

Vermin and pest damage is often excluded.

Only if it is declared and the sums insured allow for it.

Replacement cost, including freight, is usually the safest basis.

Contact us

Want us to review your cover?

Send us your policy or tell us about your business and we’ll go through it with you.

Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au

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