Brewery Insurance
Brewery Employee Theft Insurance
Most staff are honest. But breweries hold cash, stock and valuable equipment, and taprooms often have staff working alone. Standard theft cover usually applies to break-ins, not to someone with a key.
Example
How cover can respond in practice
A taproom manager quietly pockets cash from sales over several months. The owner only finds out at stocktake. Employee dishonesty cover can help with the loss, subject to policy terms and limits.
What it can cover
Cover we commonly review with you
Fraud involving till takings or refunds
Dishonest acts by a bookkeeper or manager
Investigation costs, where included
Before you call
Questions to think about before you call
- 01
Who handles cash and stock?
- 02
How often do you do stocktakes?
- 03
Who reconciles takings?
Brewery insurance
More brewery cover guides
Brewery insurance overview
Why use a broker
Stock and production
Business interruption
Liability for breweries
Brewery case study
Product recall
Taproom insurance
Contract brewing
Keg insurance
Machinery breakdown
Stock spoilage and refrigeration
Fire and hot works
Start-up brewery
Events and festivals
Goods in transit
Workers’ compensation
Cyber insurance
Lease requirements
Brewpub insurance
Canning and bottling lines
Tours and tastings
Brewery insurance cost
Management liability
Theft and break-in
Storm and flood
Employee theft
Pollution and spills
Hop and grain storage
Solar panels
Signage
Merchandise and online shop
Beer festival organiser
Multi-site brewery
Selling a brewery checklist
How to make a claim
Distillery insurance
Winery insurance
Cidery insurance
FAQs
Usually not. It generally covers forced entry or outside theft.
Yes. Records, stocktakes and audit trails help.
Some policies only cover losses discovered within a set time.
Regular stocktakes, cash controls and separation of duties all help.
Contact us
Want us to review your cover?
Send us your policy or tell us about your business and we’ll go through it with you.
Ideal Insurance Brokers · Phone 02 8660 2305 · Email admin@idealbrokers.com.au