Norwest NSW
Glass Insurance
Glass breaks. A break-in, a stray cricket ball, a delivery truck backing up, a thermal crack on a hot day. For shopfronts, it's often the first thing people notice and the first thing you have to fix.
Glass insurance covers the cost of repairing or replacing broken glass, and often the temporary boarding-up and security needed until it's done.
What it can cover
- Shopfront windows and glass doors
- Display cabinets, counters and shelves
- Mirrors and glass partitions
- Signs and neon
- Emergency boarding up
- Removal of debris and cleanup
What to check
- Whether the policy covers glass only, or includes the frame and fittings.
- Whether large panes and specialty glass have special limits.
- The excess. Small breakages might not be worth claiming.
- Whether glass is included in your building policy or needs to be added.
Case study
An example
A retailer arrives to find the front window smashed after a break-in. The cost includes the replacement pane, emergency boarding and cleanup. With glass cover, the repair is claimed and the shop reopens in a couple of days.
Illustrative example only. Cover depends on your policy wording.
Contact us
To get a quote:
We're based at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Glass insurance FAQs
Often yes. Your lease may make you responsible for the shopfront glass.
Usually, if the cause is accidental and sudden. Wear and tear isn't.
It can, but check the limit and ask us before you assume.