Brewery Insurance
Casual Brewery Staff Insurance
Breweries often add casual staff for busy periods, events and festivals. They count for insurance purposes, even if they only work a few shifts.
Example
How cover can respond in practice
A casual worker is injured on their second shift lifting a keg. If their wages weren’t declared, the brewery may face a premium adjustment at audit, though the claim is still covered by the scheme.
What to think about
What to think about
Training and induction for short-term workers
Cover for workers at events or festivals
Labour hire arrangements
Public and product liability for temporary staff actions
Accurate wage estimates to avoid audit adjustments
Before you call
Questions to think about before you call
- 01
How many casual staff do you use?
- 02
When are your busy periods?
- 03
Do you use an agency?
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Their wages must be declared.
The agency often holds the cover, but check the contract.
They count as employees if they’re working for wages.
Yes, but try to be as accurate as possible.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.