Brewery Insurance

Brewery Bar Staff Insurance

Your bar team is the face of the brewery and carries most of the responsibility for responsible service of alcohol. They are also exposed to cuts, burns, manual handling injuries and difficult customers.

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Example

How cover can respond in practice

A bartender is injured lifting a keg and is off work for several weeks. Workers’ compensation covers treatment and wages, subject to scheme rules.

What to think about

What to think about

  • Workers’ compensation for bar and floor staff

  • Liquor liability, which relies on responsible service

  • Training records, such as RSA

  • Employment-related claims

  • Cover for customer incidents and aggression

  • Staff theft, which needs a separate extension

Before you call

Questions to think about before you call

  1. 01

    How many bar staff do you employ?

  2. 02

    Is RSA training up to date?

  3. 03

    Do you have security on busy nights?

FAQs

General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.

Yes, their wages count.

Insurers often ask whether staff are trained.

The venue can be, so liquor liability matters.

Incident reports and records are important.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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