Owner-Driver Truck Insurance
Owner-Driver Truck Insurance in NSW
Subcontracting to a principal? Cover that matches what they ask for — and how you earn.
Owner-drivers often need truck cover, liability evidence and sometimes goods in transit before a principal will put you on. We compare suitable options from 100+ insurer markets and help with certificates of currency. Call 02 8660 2305 or get a quote.
Access across leading Australian insurers and underwriting agencies, including:
Subcontracting
What principals often ask owner-drivers for.
Many principals want a certificate of currency for public liability and truck cover before you start. Some also ask about goods in transit if you carry their freight. Requirements vary — we help you show the right evidence without buying cover you do not need. Exact cover depends on the policy wording.
100+
Insurer Markets
5.0
Google Review Rating
Covers to Consider
Cover options owner-drivers often need.
Public liability
Goods in transit
Accident & sickness
Trailer cover
Finance conditions
Who We Insure
Owner-drivers and subcontractors.
What Affects Cost
What insurers may look at.
Your truck and value
Driving and claims history
Radius and freight
Principal requirements
How It Works
From certificate request to cover on the road.
Related Pages
Also useful for owner-drivers.
Frequently Asked Questions
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Many ask for public liability and truck (or commercial motor) cover, shown on a certificate of currency. Some also ask about goods in transit if you carry their freight. Requirements vary — send us their checklist and we will match what we can.
Often yes if you are responsible for the load. A principal’s cover may not protect you. Motor insurance usually covers the vehicle, not the freight. Limits and conditions depend on the policy. Goods in transit insurance
Truck policies usually do not replace your income. Personal accident and sickness options may help depending on the product and your circumstances. Ask us what may suit before you need it. Personal accident & sickness
Once cover is in force, we can usually issue a certificate of currency quickly for a principal. Tell us who it is for and what limits they need shown.
Get an owner-driver truck insurance quote
Free policy review: send us your current schedule and we’ll check it for gaps. Prefer to talk? Call 02 8660 2305.