Brewery Insurance
Brewery Storm Preparedness Checklist
A bad storm can flood a floor, take a roof off or cut the power to your cool room. Most of the damage can be limited if you do a few things before the weather turns.
During and after
During and after
- Stay safe and stay out of floodwater
- Turn off power at the main switch if water is coming in
- Take photos and video before you clean up
- Keep damaged stock until the insurer has seen it, unless it’s a health risk
- Call us as soon as you can
Cover
What your policy may do
Storm and water damage cover can respond to damage to the building, equipment and stock. Business interruption can help with lost income. Flood is treated differently from storm in many policies, so it’s worth knowing which one you have.
Before the storm
Before the storm
Clear gutters, drains and stormwater pits
Secure outdoor tables, umbrellas, signs and gas bottles
Check the roof, roller doors and seals
Charge phones and have a torch and a battery radio handy
Check your temperature alarms are working
Keep your policy details and our number somewhere you can get to them
Take photos of the premises, stock and equipment while it’s all in order
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
It depends on your policy. Some include it, some offer it as an option, and some exclude it.
You need stock cover that includes refrigeration failure or power outage.
Yes. You’re expected to take reasonable steps to protect your property.
Make it safe, take photos, and call us before doing repairs beyond that.
Contact us
Want your policy checked before storm season?
Send it to us and we’ll go through it with you, no obligation.