Brewery Insurance
Brewery Flood and Stormwater Insurance
Flood and stormwater damage are treated differently by insurers, and the difference matters. A brewery in an industrial estate with poor drainage can face both.
Example
How cover can respond in practice
Heavy rain overwhelms the drains and water enters a brewery’s production area. Depending on the policy definition, it may be treated as storm or flood, which can change what is paid.
What to think about
What to think about
Stormwater runoff and drainage backup
Stock and equipment stored at floor level
Whether flood is included, optional or excluded
Business interruption after a flood
Cover for clean up and drying
Before you call
Questions to think about before you call
- 01
Has your site flooded before?
- 02
Is it near a creek or low point?
- 03
Is stock stored at floor level?
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Check the wording. It’s often an option.
Insurers define these terms differently, so ask us.
Yes. Flood-prone areas can cost more or be limited.
Raise stock off the floor, maintain drains and keep sandbags handy.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.