Brewery Insurance
Family-Owned Brewery Insurance
Family breweries have strengths, but the lines between business and family can blur. Relatives work on site, personal assets get tied to loans, and ownership may need to pass to the next generation.
Example
How cover can respond in practice
A father and daughter run a brewery together. The daughter is injured at work, and the question arises whether she was counted as an employee for workers’ compensation. Knowing this beforehand would have avoided confusion.
What to think about
What to think about
Personal guarantees and shared assets
Succession planning and buy-out arrangements
Key person and business expenses cover
Management liability for directors who are family
Keeping personal and business insurance separate
Before you call
Questions to think about before you call
- 01
Who in the family works in the business?
- 02
Is the business owned through a company or trust?
- 03
Is there a succession plan?
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
If they work for wages or as workers, their status needs to be checked.
Possibly, and it affects who is named on the insurance.
Plan early, and involve your legal and financial advisers.
No. Keep those separate.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.