Brewery Insurance
Brewery Lightning and Power Surge Insurance
Breweries depend on control panels, pumps, chillers and sensors. A lightning strike or surge can fry several at once, and the cost adds up fast.
Example
How cover can respond in practice
A lightning strike on the street sends a surge through the brewery’s power supply and damages a control panel and glycol system. Machinery breakdown or electrical damage cover may respond, subject to policy terms.
What it can cover
What it can cover
Lightning, power surge and electrical fault
Computers, POS systems and security gear
Stock lost through resulting equipment failure
Business interruption while repairs are made
Before you call
Questions to think about before you call
- 01
Do you have surge protection?
- 02
What electronics does production rely on?
- 03
Have you had outages or surges before?
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Not always. Some policies exclude it or include it only under breakdown cover.
They can reduce damage, and insurers like to see them.
Yes. Wear and tear is excluded, but sudden events are different.
Only if stock cover includes it.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.