Brewery Insurance

Shared Warehouse Taproom Insurance

Many taprooms sit in industrial estates beside other businesses. Customers share driveways, car parks and walls with neighbours, and that affects your risk.

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Example

Example

A fire starts in the unit next door and spreads to the taproom. The building’s insurer deals with the structure, and the brewery’s policy deals with its contents, stock and lost income.

What to think about

What to think about

  • Public liability that covers shared areas

  • Fire spreading from a neighbouring unit

  • Water or smoke damage from next door

  • Landlord and estate manager insurance requirements

  • Car park and access risks, especially at night

  • Opening hours that fit estate rules

  • Security, since estates can be quiet after hours

Before you call

Questions to think about before you call

  1. 01

    Who owns and manages the building?

  2. 02

    What are your hours?

  3. 03

    Are there shared facilities?

FAQs

General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.

No. That’s yours to insure.

Ask who is responsible for it, and check your policy.

Often. Check your lease or estate rules.

We may be able to recover costs from them or their insurer.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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