Hospitality
Cover that keeps the doors open.
From the pass to the bar every service insured properly.
Whether you run a restaurant, a pub, a boutique hotel or a catering company, we arrange cover that matches your liquor licence, your fit-out, your event calendar and the risks that come with feeding and hosting the public.
The Problem
One slip, one fire, one claim and the doors can close
Hospitality businesses face overlapping risks that generic business policies routinely miss food-borne illness, liquor liability, glass breakage, event cancellation, staff injuries, and fit-out damage can all occur in a single trading week.
Ideal Insurance Brokers reviews how your venue actually trades hours, licences, menus, outdoor areas, live entertainment then compares 220+ insurer markets that specialise in hospitality.
220+
Insurer markets
98%
Claims success focus
1
Dedicated adviser
What We Arrange
Cover that matches how you trade
Public liability, property, business interruption, management liability and liquor liability reviewed together so a kitchen fire, a patron injury or a staffing dispute is not a gap.
- 01
Public & products liability
Cover for patron injuries, food-related illness, allergic reactions and property damage with limits that satisfy your landlord and liquor licence conditions.
- 02
Property, contents & stock
Fit-out, kitchen equipment, furniture, fridges and perishable stock covered against fire, storm, theft, accidental damage and equipment breakdown.
- 03
Business interruption
Revenue protection if you cannot trade after an insured event covering wages, rent and fixed costs while you rebuild, relocate or refit.
- 04
Management liability
Protection for employment disputes, regulatory investigations, wrongful conduct allegations and Fair Work claims essential for multi-venue operators.
How We Help
Built for food and beverage operators
We know a quick-service café's risk profile looks nothing like a late-night cocktail bar. Your cover reflects the way you actually trade.
01
Liquor & event review
We check your liquor licence conditions, event permits and local council requirements so your liability cover actually responds when it matters.
02
Multi-venue programs
Running multiple locations or brands? We coordinate cover across sites so administration is simpler and nothing falls between policies.
03
Claims advocacy
When a patron is injured, a kitchen fire disrupts trading or an employment claim lands, your dedicated adviser handles it not a call-centre queue.
Next Step
Ready for cover that matches your venue? We'll review your hospitality insurance.
Tell us about your venues, your trading hours and your menus. We'll compare specialist markets and come back with options that fit the way you operate.