Hospitality Insurance
Food Truck and Mobile Catering Insurance
A food truck is a vehicle, a kitchen and a business on wheels. Standard policies rarely fit it, because the truck and the kitchen are both moving risks. This page covers mobile food businesses.
For the wider range of hospitality cover, see our hospitality insurance page.
Watch-outs
Where food trucks often get caught
Fit-out cover
Gas and fire risk
Events
Weather
Registration and CTP
Case study
An example
A food truck's generator catches fire at a weekend market. The fire damages the fit-out and the equipment, and the market operator closes the stall. If the policy includes fire cover for the fit-out and equipment, it may respond, subject to the policy. If only the vehicle was insured, the owner pays for the kitchen.
Illustrative example only. Cover depends on your policy wording.
Contact us
Before you call, it helps to know:
We're at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW 2153. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Also see our full hospitality insurance hub for restaurants, takeaways and venues.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Food truck insurance FAQs
Not always. Make sure the fit-out and equipment are included in the sum insured.
Often, yes. We can arrange a certificate of currency for the organiser.
Yes. Tell us how you trade and we can look at trailer and liability cover. See our trailers and vehicles insurance page if you need that cover specifically.
Tell us where you trade, so the policy matches.