Brewery Insurance
How to Compare Brewery Insurance Quotes
Two quotes with different prices can be offering very different cover. The cheaper one often leaves things out.
Example
Example
Quote A is $1,800 cheaper than Quote B. Quote B includes refrigeration failure, recall and a longer business interruption period. After a cool room failure, only one of those policies pays.
Check these side by side
Check these side by side
Whether stock cover includes refrigeration failure and power outage
Business interruption limit and how long it pays
Public, product and liquor liability limits
Whether recall cover is included or missing
Machinery breakdown and any age limits on equipment
Excesses, and any extra excess for certain claims
Exclusions, especially for contamination and brewing error
Whether the taproom and events are named
Who the insurer is and how they handle claims
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Often lower limits, higher excesses or fewer inclusions.
Yes. Send them over and we’ll go through them.
Only if it covers the same things.
We go to the ones that suit breweries and your size of business.
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Send them to us for a plain-English comparison.