Brewery Insurance
Brewery Vehicle Accident Guide
A crash involving a delivery vehicle causes several problems at once: injury, vehicle damage, spoiled load and a missed delivery.
How the pieces fit
How the pieces fit
- Motor insurance deals with the vehicle and third party property damage
- Goods in transit cover deals with the beer
- Workers’ compensation deals with an injured employee
Example
How cover can respond in practice
A brewery van is rear-ended while delivering kegs. Motor cover handles the van, transit cover handles the damaged load, and the driver’s injury goes through workers’ compensation, subject to policy terms.
What to do
What to do
Move to safety and warn other traffic
Exchange details with other drivers and witnesses
Take photos of the scene, vehicles and the load
Don’t admit fault
Report the accident to us and the police where required
Keep records of damaged goods
Before you call
Questions to think about before you call
- 01
Who drives your vehicles?
- 02
Do you carry goods in transit cover?
- 03
Are drivers trained and licensed?
Brewery insurance
More brewery cover guides
FAQs
General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.
Transit cover, if you have it. Motor insurance won’t.
If they are at fault, we may recover costs from them.
Check the policy driver conditions.
Possibly, depending on fault.
Contact us
Want us to review your cover?
Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.