Brewery Insurance

Brewery Returns and Faulty Product Insurance

Customers return cans that taste off, kegs that go flat and cartons that arrive damaged. Most returns are a business cost, but some become bigger problems.

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Example

How cover can respond in practice

Several venues report a batch of kegs has an off flavour. The brewery collects and replaces them. If the cause is covered and recall cover is in place, it may help with the cost, but a simple quality issue without harm is often not insured.

What to think about

What to think about

  • Which losses are normal trading costs and which are insurable

  • Product liability for harm caused by a faulty product

  • Recall cover when a fault affects many units

  • Records of returns by batch

  • Credit notes and refund policies

  • Consumer law obligations

Before you call

Questions to think about before you call

  1. 01

    How do you record returns?

  2. 02

    Have you had batch problems before?

  3. 03

    Do you have recall cover?

FAQs

General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.

Not usually, unless it falls under recall or a specific extension.

Generally no, they’re a business expense.

It helps spot problems early and supports recall decisions.

Yes. Get legal advice on your obligations.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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