Brewery Insurance

Brewery Pest Control and Hygiene Insurance

Pests in malt or packaging, mould in the cellar and poor hygiene can spoil stock and invite complaints. These losses are often excluded, so prevention matters more than the policy.

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Example

How cover can respond in practice

Rodents get into a store of malt sacks and contaminate the stock. Vermin damage is usually excluded, so the brewery bears the loss. Pest control records and storage practices are the best protection.

What to think about

What to think about

  • Vermin and pest damage, which is commonly excluded

  • Contamination cover, which varies

  • Food safety and hygiene records

  • Pest control contracts and inspection logs

  • Cleaning and sanitation procedures

  • Product liability if contamination reaches customers

Before you call

Questions to think about before you call

  1. 01

    Do you have a pest control contract?

  2. 02

    How is raw material stored?

  3. 03

    Do you keep cleaning logs?

FAQs

General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.

Often not.

Only certain events are covered. Check the wording.

Yes, they show good practice and can help if a claim is disputed.

Councils and food authorities may, depending on your setup.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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