Brewery Insurance

Brewery Commercial Kitchen Insurance

Food changes the risk profile of a brewery. Cooking brings fire risk, allergen claims, food spoilage and more staff.

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Example

How cover can respond in practice

A brewery adds a pizza kitchen and a fire starts in the exhaust system. The insurer asks for proof of regular cleaning. Keeping service records makes the claim smoother.

What may change

What may change

  • Fire cover and conditions for cooking equipment

  • Kitchen exhaust cleaning requirements

  • Food product liability, including allergens

  • Food spoilage and refrigeration cover

  • More workers’ compensation exposure

  • Higher stock and fit-out values

Before you call

Questions to think about before you call

  1. 01

    What cooking equipment will you install?

  2. 02

    Who will cook and serve?

  3. 03

    Do you plan to offer a full menu?

FAQs

General advice only. It does not take into account your objectives, financial situation or needs. Read the relevant PDS and our Financial Services Guide before deciding.

Yes, ideally before building starts.

Yes. Wood-fired ovens may have extra conditions.

No. They should have their own insurance.

Likely, because the risk is higher.

Contact us

Want us to review your cover?

Tell us about your brewery or craft venue and we’ll come back with options. Prefer to talk? Call 02 8660 2305 or email admin@idealbrokers.com.au.

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