Trades Insurance
Roofers Insurance for Work That Happens Above Ground Level
Heights, heat and client property make roofing a specialist insurance occupation.
Roofing work sits on other people's most expensive asset. A dropped tool, a storm mid-job or an injury on the pitch can become a six-figure claim. Ideal Insurance Brokers arranges roofers insurance with the heights, hot works and contract works wording the job actually needs.
Access across leading Australian insurers and underwriting agencies, including:
Why Roofers Need Specialist Cover
Generic tradie liability can exclude the roof.
Many cheap public liability policies cap or exclude work over a certain height, hot works, or damage to the building you are working on. Roofers need occupation and activities declared properly. We compare markets that write roofing, cladding and metal roof work across Australia.
100+
Insurer Markets
98%
Claims Success Rate
15–25%
Premium Savings
5.0
Google Review Rating
Essential Covers
Insurance a roofing business should consider.
Hot Works / Heat
Contract Works
Tools & Safety Gear
Commercial Vehicle
Personal Accident
Who We Insure
Roofing professionals across Australia.
What Underwriters Ask
Roofing details that change the quote.
Maximum height
Hot works
Subcontractors
Materials on site
Why Broker It
A roofing certificate has to survive a site audit.
- 01
Occupation done right
Roofing, not a vague handyman class.
- 02
Principal-ready wording
Help meeting builder and site insurance clauses.
- 03
Heights and heat declared
So a claim isn't declined for an undeclared activity.
- 04
Still competitive
Specialist markets can be cheaper than forcing a generic policy.
Getting Covered
Roofers insurance without the runaround.
Why Ideal
Brokers who understand work at height.
- 01
Trade-specific advice
We know which roofing activities get excluded if you stay silent.
- 02
Wide market access
Compare instead of buying the first cheap liability quote.
- 03
Plain English
Understand the certificate before you climb.
- 04
Claims support
Help when something on a roof goes wrong.
Frequently Asked Questions
Not always. Height limits and hot works exclusions are common. We declare roofing as the occupation and match the wording to the work.
Often yes if you are responsible for the job in progress, materials on site or storm damage during works.
Yes. Metal roofing and cladding can need extra attention around heat and materials. Tell us how you work.
Site principals often specify limits and wording. Share the clause and we'll look for a match.
Tell us your roofing work, heights and crew. A broker will compare options and follow up.
Get roofers insurance that covers the work at height.
Compare specialist tradies cover from brokers who understand Australian roofing contractors.