Trades Insurance
Builders Insurance
Building work comes with a lot of moving parts: subcontractors, expensive plant, tight deadlines and clients who expect the job done right. When something goes wrong, the cost can land on you.
We arrange builders insurance based on the work you actually do, whether you're a sole trader doing renovations or a company running multiple sites.
Watch-outs
Where builders often get caught
Subcontractors
Hired plant
Defects after handover
Residential work
Underinsured tools
Case study
An example
A builder is working on a two-storey extension when a storm tears the temporary roof covering off. Rain damages the framing, plasterboard and a client's furniture. Contract works cover can respond to the damage to the build. Public liability may respond to the client's furniture. Without both, the builder wears the cost.
Illustrative example only. Cover depends on your policy wording.
Contact us
Before you call, it helps to know:
We're at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW 2153. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Builders insurance FAQs
At minimum, public liability and workers' compensation if you employ people. Most builders also want contract works and tools cover. We'll look at what your contracts and clients require.
You should always ask to see their certificate of currency. We can also look at how your own policy treats them.
Only if theft from site is included and you've met the conditions. We'll check.
Yes. Tell us what the client needs and we'll organise it.