Personal Motor
Car Insurance
Essential protection for people who own and drive a car in Australia.
Car Insurance is essential for people who own and drive a car. It is a legal requirement in every state or territory to have Compulsory Third Party Insurance (CTP), which covers you should you cause injury to other people whilst driving.
Access across leading Australian insurers and underwriting agencies, including:
Choose the level of motor cover that matches how you drive and what you need protected.
Why Car Insurance Matters
Protection when incidents are out of your control.
Car insurance provides drivers protection when it comes to damage caused by yourself or other unexpected incidents that may be out of your control. Contact Ideal Insurance Brokers to discuss the most suitable car insurance for you.
100+
Insurer Markets
98%
Claims Success Rate
15–25%
Premium Savings
5.0
Google Review Rating
Quick Quotes
Car insurance options to compare.
Third Party Property Damage
Third Party, Fire & Theft
Who We Help
Drivers looking for the right level of cover.
What Policies Can Address
Risks car insurance is designed for.
Collision & Accidental Damage
Theft & Fire
Weather & Vandalism
Third-Party Property Damage
Choosing Cover
Match protection to how you drive.
- 01
Understand CTP vs Car Insurance
CTP is compulsory for injury to others; car insurance products address vehicle and property damage risks.
- 02
Pick the Right Level
Comprehensive, third party property, or third party fire & theft — each suits different needs and budgets.
- 03
Get Clear Advice
We’ll help you understand what’s included before you buy.
- 04
Quick Quote Path
Start a quote and discuss the most suitable option for your situation.
Getting Covered
Simple steps to car insurance.
Why Ideal
Broker advice for clearer car cover.
- 01
Clear Product Options
We explain comprehensive, third party property, and fire & theft simply.
- 02
Suitable Recommendations
Discuss the most suitable car insurance for how you drive.
- 03
Market Access
Compare options instead of guessing at renewal.
- 04
Responsive Support
Help when you need a quote or have questions about cover.
Frequently Asked Questions
Compulsory Third Party (CTP) insurance is a legal requirement in every state or territory and covers injury you cause to other people while driving. Separate car insurance products cover vehicle and property damage risks.
It can cover accidental damage, collision, theft, severe weather damage, vandalism or fire affecting your vehicle or another person’s vehicle, subject to policy terms.
It covers damage you cause to other vehicles or property when you are at fault. It does not cover damage to your own vehicle.
It covers at-fault damage to other vehicles or property, plus damage to your vehicle from fire or theft.
Contact Ideal Insurance Brokers for a quick quote and advice on the most suitable option.
Get a quick insurance quote today.
Talk to Ideal Insurance Brokers about the car insurance level that fits you.